Many Pennsylvania residents may be surprised to learn that repossession of property is entirely legal under certain conditions. Even if the debtor faces financial difficulties, the creditor can assert its rights to payment. This could lead to a vehicle or another piece of property that hasn't been paid for being lawfully taken.
Car buyers in Pennsylvania may pursue remedies under the state's lemon law if their vehicle develops a problem during the first year of ownership or 12,000 miles that dealers are unable to repair. The issue must affect the vehicle's value or operation, and dealers are given three opportunities to remedy the problem. Automobile manufacturers often mount vigorous defenses in these cases and may deny that a problem exists when a consumer's claims are not backed up by expert testimony. However, an appeals judge in Massachusetts recently said that a stack of repair bills was evidence enough.
People in Pennsylvania who purchased a used vehicle may have legal recourse if the vehicle is not in the condition the dealership said it was. However, there are certain factors that can affect what steps the buyers can take to remedy the situation, whom they can sue and whether pursuing legal action is the wisest option.
It is not uncommon for vehicle owners in Pennsylvania to spend time at a dealership for routine service or repairs. However, taking a vehicle for service got much harder for Volvo owners in Bakersfield, California. The company decided to shut down the dealership thereafter the owners of the franchise refused to spend millions of dollars on a new facility. When the dealership where a person buys a car goes out of business, that individual has several options.
It typically costs thousands of dollars to buy a used car from a dealer or private party in Pennsylvania. Therefore, it is important for a buyer to know how to evaluate a vehicle in an effort to protect his or her investment. Ideally, an individual will research a vehicle to learn more about any open recalls, how much it's worth and how much it could cost to maintain.
When buying a vehicle in Pennsylvania or any other state, it is important to verify that the figure on the odometer is correct. This is because some may engage in a process called clocking, which means that they fraudulently lower the number on the odometer. Individuals may be able to do a VIN check to determine if their desired vehicle has been tampered with.
People may not know that some Pennsylvania car dealers might not inform them if there is a recall for a used vehicle they are selling. This was the case for one man whose Ford F-150 had a faulty cruise control switch. This resulted in the truck catching on fire while sitting in his driveway, igniting the garage door and his house.
Even the most diligent car owner in Pennsylvania is likely to need repair work done at one time or another. It's not always easy for vehicle owners to know for sure if shortcuts were taken or if there were oversights with the work, at least not until something goes unexpectedly wrong once the vehicle is back in operation. Being more informed can help vehicle owners be aware of potential issues with car repairs.
When people in Philadelphia face financial hard times, the situation may be exacerbated by the stress of debt collection calls or other harassment. Individuals may find their phones ringing at all hours of the day with calls from collection agencies seeking payment for past-due credit card bills, auto loans, mortgages or other debts. These calls can come on a mobile phone, a landline or even at a work number. In addition, the pressure created by these calls can lead to serious problems, including marital issues and employment concerns.
When people go to a dealership in Pennsylvania or around the country to buy a new car, they expect to walk away with a reliable vehicle in excellent condition, fresh off the production line. However, too many buyers find themselves facing serious defects that are difficult or impossible to repair. In short, they find that they have purchased a lemon. Despite their rights under the law, many car buyers find that dealers and manufacturers are reluctant to buy back their vehicles or reach a fair settlement under the provisions of the applicable lemon law.