March, 2016 | Bensley Law Offices, LLC

Dealer Fraud: Itemizing Charges and Fees

On Behalf of Bensley Law Offices, LLC | Mar 21, 2016 | Dealer Fraud

Under Pennsylvania law, dealers must clearly itemize all charges and fees on the finance agreement. Dirty dealers often do not follow this law, because it enables them to inflate the charges and fees or to sneak in prohibited charges or fees. This is another telling...

Unlawful Repossessions: Holding the Vehicle Hostage

On Behalf of Bensley Law Offices, LLC | Mar 12, 2016 | Repossessions

I see this scenario fairly frequently. Whatever the reason that the repossession was unlawful, the repossession company will not release the vehicle to the consumer, unless the consumer pays its fees and/or signs a Release. This happens even where the bank has...

Understanding when to take legal action against a debt collector

On Behalf of Bensley Law Offices, LLC | Mar 7, 2016 | Consumer Protection

There is no question that carrying a debt you are unable to pay is stressful. It often weighs heavily on those who find themselves in this situation and can make each day difficult to navigate. When, in an effort to collect what is owed, debt collectors engage in...

Dealer Fraud: Computer Based Contracts

On Behalf of Bensley Law Offices, LLC | Mar 2, 2016 | Dealer Fraud

I have been hearing reports from consumers and consumer protection attorney colleagues that some dealers and finance companies are moving to computer based contracts. The consumer is shown the contract on a computer screen and signs on the computer screen. This...