Helping You Fight Debt Collectors Who Have Bought Your Credit Card Debt

Debt buying is a complex financial industry, structured to get money from consumers by any means possible. A debt buyer will buy up old debts, such as credit card debt, from companies and collection agencies. In their accounting, companies write off bad debt or accounts that they believe to be uncollectible. Then the buyers go after consumers for the old debts.

At Bensley Law Offices, we fight on behalf of consumers who are being harassed by debt buyers. You do not have to live with the intimidation and bullying. We will confront the buyer and pursue any claim that you might have against him or her for the illegal harassment.

We will carefully evaluate the debt that the buyer is pursuing. We will provide a clear understanding of the situation, including your options, obligations and rights. Call our attorney today in Philadelphia at 267-838-9654 or contact us online.

How Debt Buying Works

Debt buyers purchase bad debts for pennies on the dollar. Some of the debt could be as much as 10 years old and impossible to prove whether it is accurate.

The debt buyer will then harass the debtor to collect on the account. They often employ shady tactics to intimidate hardworking individuals to pay on debts that really no longer exist.

These debts are usually so old they cannot be sued upon any longer. The debt buyer will often claim that he or she will sue you if you do not pay. This is a lie. The consumer has the right to demand that the collection agency prove or validate the debt it is contacting you about.

Let’s Stop The Harassment

To learn more about how we can help you shake off the harassment of debt buyers, please arrange a consultation with our lawyer by calling 267-838-9654 or toll free at 800-254-3497.