Believe it or not, dealers, and manufacturers, want to obtain an exception to common sense - and fraud and unfairness. Dealers and manufacturers want to be able to represent (misrepresent) vehicles as carefully inspected and certified, even though they know that critical safety recall work remains to be done. This type of Dealer Fraud must not be permitted to become law.
In previous posts we have discussed how consumers who are harassed by debt collectors may be able to recoup damages from that business. To be successful, it must be shown that the debt collector violated the fair debt collection practices. The Fair Credit Reporting Act was created to protect the reputation and credit history of consumers. In doing so, it regulates various aspects of credit information including its:
Readers of this blog will remember that I have often stated that buying any "after-market" product at the place of sale is usually a mistake. The products are not worth it, and they can almost certainly be obtained cheaper from another source or over the Internet. Pushing and packing in the after-market products is a sign of a dirty dealer and Dealer Fraud.
The Pennsylvania Department of Banking and Securities recently issued a new press release warning consumers about illegal auto loans. The release was prompted by a recent Commonwealth Court decision.
If you are facing calls from creditors it is possible you may be confused as to why you are receiving them. You may believe that you paid in full the debt the collectors are trying to collect, or even never accrued the debt in the first place. Confusion regarding these matters can lead to difficulty in determining how to address these collection attempts and possibly even result in you paying amounts you don’t owe. To try to keep these instances to a minimum, it is important you understand your rights.