Laws in the state of Pennsylvania are constantly in a state of flux. Those pertaining to consumer protection are not an exception. In previous posts we have written about the guidelines in place that dictate what creditors or debt collectors can do when trying to...
This will be the first in a series touching on the widespread misuse by dealers of bogus AS IS disclaimers to get away with fraud.Dirty dealers, especially dirty franchise dealers, more and more often try to escape liability for selling damaged and defective vehicles,...
This will be the first in a series touching on the widespread misuse by dealers of bogus AS IS disclaimers to get away with fraud. This form of Dealer Fraud is getting way out of hand.Dirty dealers, especially dirty franchise dealers, more and more often try to escape...
There are many ways in which companies located throughout the nation could rip off consumers. Recognizing this is an issue in the state of Pennsylvania, the governor recently announced the creation of a program designed to protect consumers who reside here. Called the...
Today, and every day, it is appropriate to give thanks to the men and women who have served this nation in the armed services. And to give thanks to their families as well. Their service and sacrifices are in many ways beyond our comprehension.During most of my...
You've probably heard of what I've heard called the Pottery Barn Rule: "You break it, you bought it." Something similar applies to repossessors and banks. If the repossessors damage the vehicle or any property during the taking of the vehicle, then they are liable for...
In an earlier post we wrote that collection agencies must adhere to a strict code of rules. When they do not, they could find they are paying the debtor monetary damages. Readers may be surprised to learn however, that much of the time debt collectors hired by federal...
The New York Times ran an excellent expose about how corporations and the super wealthy, and their high-priced amoral attorneys, have corrupted the system. The article details the hidden story behind the ever-present Forced Arbitration Clauses slipped into almost all...
Too many dealers will do anything to make a sale. Especially a financed sale. Including coaxing folks into fudging credit applications. I received several calls this week regarding this terrible form of Dealer Fraud.A large franchise dealer had coaxed one consumer to...
Readers are likely aware of the important role credit reports play in most peoples’ lives. Among other things, a poor credit score could make it difficult to secure loans for large purchases such as cars and homes. It could even impact your ability to get a job....