Imagine for a moment that, pursuant to a purchase of a good used vehicle for yourself or a family member, you made a good-faith effort to do all the requisite due diligence required to make an informed decision.Although that can embrace a lot of variables in a given...
Many Philadelphia residents are busy checking gifts off of their holiday shopping lists in stores and online. Unfortunately, some shoppers will fall victim to consumer fraud, and you do not want to be one of them.Keeps these holiday shopping tips from the Federal...
Can you relate to the following hypothetical?You received medical care and, as a duly conscientious consumer who has always timely paid bills and has an impressive credit score to show for it, you watched for the mail and stood ready to perform, as usual.However,...
Even if you don’t overtly know as a consumer what types of specific acts or omissions arguably -- or most certainly -- constitute vehicle fraud, you’ll likely have a good take on what comprises a fraudulent activity on the part of an auto dealer or...
A recent case reminded me just how common-place customer forgeries are in car deals.The dealer had forged my client's signature on a Carfax report to try to avoid liability for misrepresenting a vehicle. At the time of purchase, the dealer had misrepresented that the...
If you’re a Pennsylvania resident who is behind on a few car payments, are you worried that a vehicle repossessor hired by a bank or other lender might suddenly pull in front of your car in a tow truck and simply haul it away?Do you harbor negative thoughts that...
Readers of our blog in Pennsylvania and elsewhere have likely heard the adage, “If you’re stuck with a lemon, make lemonade.”The meaning of that expression is not hard to decipher and can be alternatively expressed quite readily in many different...
Unscrupulous debt collectors often act with cavalier disregard for the rights of the people they shamelessly pursue for money allegedly owed. Although there are strict rules -- both state and federal enactments -- that place limits on collection agency behaviors,...
Debt collection.Those two words strung together can elicit myriad reactions and feelings from consumers across the country, including in Pennsylvania, who are on the receiving end of a third party’s effort to collect on money allegedly owed.Let’s be frank....
Many people have heard of FICO, the American public company that provides the credit scores of consumers to lenders and other persons or business entities with a legitimate need to see such information.Very few people in Pennsylvania or elsewhere, though, are privy to...