Can you relate to the following hypothetical?You received medical care and, as a duly conscientious consumer who has always timely paid bills and has an impressive credit score to show for it, you watched for the mail and stood ready to perform, as usual.However,...
Even if you don’t overtly know as a consumer what types of specific acts or omissions arguably -- or most certainly -- constitute vehicle fraud, you’ll likely have a good take on what comprises a fraudulent activity on the part of an auto dealer or...
A recent case reminded me just how common-place customer forgeries are in car deals.The dealer had forged my client's signature on a Carfax report to try to avoid liability for misrepresenting a vehicle. At the time of purchase, the dealer had misrepresented that the...
If you’re a Pennsylvania resident who is behind on a few car payments, are you worried that a vehicle repossessor hired by a bank or other lender might suddenly pull in front of your car in a tow truck and simply haul it away?Do you harbor negative thoughts that...
Readers of our blog in Pennsylvania and elsewhere have likely heard the adage, “If you’re stuck with a lemon, make lemonade.”The meaning of that expression is not hard to decipher and can be alternatively expressed quite readily in many different...
Unscrupulous debt collectors often act with cavalier disregard for the rights of the people they shamelessly pursue for money allegedly owed. Although there are strict rules -- both state and federal enactments -- that place limits on collection agency behaviors,...
Debt collection.Those two words strung together can elicit myriad reactions and feelings from consumers across the country, including in Pennsylvania, who are on the receiving end of a third party’s effort to collect on money allegedly owed.Let’s be frank....
Many people have heard of FICO, the American public company that provides the credit scores of consumers to lenders and other persons or business entities with a legitimate need to see such information.Very few people in Pennsylvania or elsewhere, though, are privy to...
Many automobile dealerships and car salespersons across the country, including in Philadelphia and throughout Pennsylvania, are of course painstakingly honest in their dealings with consumers. They are acutely aware of the value of trust and work hard to earn it, and...
Few people in Pennsylvania or elsewhere willingly turn their backs on a good deal.In fact, that is the essence of what being an aware and prudent consumer is all about. Smart buyers generally don’t scoop up the first option available of the consumer good they...