There now may be additional avenues to fight Title Loan repossessions.I reported last year that Pennsylvania is finally cracking down on unfair, unlawful Title loans. I get calls about these often high-interest loans very often.Interest on these loans often runs in...
While the first type of business that comes to mind when one thinks about the violation of consumer protection laws is likely automobile sales, these are of course not the only businesses that could engage in illegal activities involving consumers. This is illustrated...
When it comes to credit, there are multiple reasons why it is important to make sure your score is good. In addition to making it possible to secure a loan to purchase a large asset, it could have other, collateral consequences as well. It is possible the information...
Readers of this blog will remember that I've spoken on this subject several times. Many dirty dealers, dirty banks and dirty corporations slip Forced Arbitration Clauses (FACs) into the fine print of their contracts. Among other things, bad Court decisions have...
Dirty dealers operate from the belief that most, almost all, disgruntled customers will eventually just give up and go away. They think if they string things out long enough, leave you on hold for long enough, let enough phone calls go unreturned, break enough...
Under Pennsylvania law, dealers must clearly itemize all charges and fees on the finance agreement. Dirty dealers often do not follow this law, because it enables them to inflate the charges and fees or to sneak in prohibited charges or fees. This is another telling...
I see this scenario fairly frequently. Whatever the reason that the repossession was unlawful, the repossession company will not release the vehicle to the consumer, unless the consumer pays its fees and/or signs a Release. This happens even where the bank has...
There is no question that carrying a debt you are unable to pay is stressful. It often weighs heavily on those who find themselves in this situation and can make each day difficult to navigate. When, in an effort to collect what is owed, debt collectors engage in...
I have been hearing reports from consumers and consumer protection attorney colleagues that some dealers and finance companies are moving to computer based contracts. The consumer is shown the contract on a computer screen and signs on the computer screen. This...
Believe it or not, dealers, and manufacturers, want to obtain an exception to common sense - and fraud and unfairness. Dealers and manufacturers want to be able to represent (misrepresent) vehicles as carefully inspected and certified, even though they know that...