It could come crawling out of its crypt on Halloween, covered in cobwebs and dust. It is the zombie debt, and a financial expert warns that debt collectors may try to haunt you with the debt, though it might not actually be a valid debt for any number of reasons."As...
Dealers want to be able to sell vehicles as Certified even if they are subject to open recalls. I addressed this travesty in my last post. A Blogger, Joanne Doroshow, recently posted a very apt blog on the subject.Ms. Doroshow starts by nailing the context and...
Readers of this blog know that I consider Certified programs to be a complete scam. This is not real supevision and accountability and thus no real standards. It's a real and growing area of Dealer Fraud and Manufacturer Fraud as well.A recent article published by...
Wells Fargo Bank has been on the receiving end of stern criticism over the past months for a scheme that involved more than a million fraudulently opened bank accounts. While that scandal has engulfed the company in controversy, a less-publicized scandal has mostly...
The first thing to know if you are contacted by a debt collector is to understand that you are not alone. According to the Consumer Protection Financial Bureau, a third of consumers have been contacted about debts in the past year alone.Of those contacted about a...
We expect that across the nation, debt collectors greeted the recent opinion of the Fifth Circuit Court of Appeals with groans and complaints. The interpretation of the Fair Debt Collection Practices Act increases the pressure on collectors to be honest with...
Having litigated many cases against WELLS FARGO and its attorneys pretty regularly over the past 15 years, nothing, absolutely nothing, in the recent revelations about its rampant fraud surprised me.But, before summarizing what has been found, a larger point is...
Technology makes it possible for you to read this Philadelphia consumer protection blog post from anywhere in the world. Technology also makes it possible for debt collectors to pursue alleged debts with a relentlessness that was previously impossible.A judge with the...
I have good news and bad new to report in my new ongoing series regarding unlawful Title Loans. The good news is that we were able to help a victim recently and obtained a significant recovery for her and did so very quickly. She was more than grateful.Her story was...
Seven in the morning is a little early for most of us to hear a knock on the front door. Rich Snapp didn't know the person banging on his door on a Wednesday morning nearly a year ago, and the stranger certainly didn't come bearing glad tidings. Instead, Snapp was...