Google is a colossal Internet presence, of course, a giant in the realm of search engines that guide consumers in their choices.But is it now an arbiter of right-versus-wrong as regards consumer lending practices, and a newly emerged champion of the people against...
Consumer Protection
Violations of telemarketing laws lead to legal action
While the first type of business that comes to mind when one thinks about the violation of consumer protection laws is likely automobile sales, these are of course not the only businesses that could engage in illegal activities involving consumers. This is illustrated...
Inaccuracies on credit report could impact job prospects
When it comes to credit, there are multiple reasons why it is important to make sure your score is good. In addition to making it possible to secure a loan to purchase a large asset, it could have other, collateral consequences as well. It is possible the information...
Understanding when to take legal action against a debt collector
There is no question that carrying a debt you are unable to pay is stressful. It often weighs heavily on those who find themselves in this situation and can make each day difficult to navigate. When, in an effort to collect what is owed, debt collectors engage in...
After harassing calls from debt collector woman files lawsuit
In previous posts we have discussed how consumers who are harassed by debt collectors may be able to recoup damages from that business. To be successful, it must be shown that the debt collector violated the fair debt collection practices. The Fair Credit Reporting...
Do you know what to do if a debt collector calls you?
If you are facing calls from creditors it is possible you may be confused as to why you are receiving them. You may believe that you paid in full the debt the collectors are trying to collect, or even never accrued the debt in the first place. Confusion regarding...
What is a debt buyer?
Life does not always go as planned and for a variety of reasons people could find they are facing financial difficulties resulting in the inability to pay off some debts. While this alone is a stressful situation, when debt collectors begin to call to try to recover...
Legislators seek to limit debt collection phone calls in PA
Laws in the state of Pennsylvania are constantly in a state of flux. Those pertaining to consumer protection are not an exception. In previous posts we have written about the guidelines in place that dictate what creditors or debt collectors can do when trying to...
New program could help prevent consumer fraud in Pennsylvania
There are many ways in which companies located throughout the nation could rip off consumers. Recognizing this is an issue in the state of Pennsylvania, the governor recently announced the creation of a program designed to protect consumers who reside here. Called the...
Proposed laws would reign in debt collectors for federal agencies
In an earlier post we wrote that collection agencies must adhere to a strict code of rules. When they do not, they could find they are paying the debtor monetary damages. Readers may be surprised to learn however, that much of the time debt collectors hired by federal...