Adverse credit information in a credit report maintained by one or more of the national reporting agencies (Equifax, Experian and Transunion) is a flat-out bummer for any consumer.For starters, such information can negatively affect the ability of a resident in...
How can a bad-faith -- a truly unscrupulous -- auto dealer fleece an innocent consumer?Let us count the ways. And don't be surprised, because there are many.For starters, consider this long-employed ruse that has unfairly -- and illegally -- stuffed the pockets of...
Remember Jerry Lundegaard?If you haven't seen the movie Fargo, the name means nothing to you, of course. If you have, you'll likely never forget the character, for a host of reasons. One of those relates to Lundegaard's behavior and arm-bending strategies as a car...
Have you ever wondered how product recalls work with large American businesses?Some of our readers in Pennsylvania and elsewhere might reasonably assume that state and federal safety regulators are routinely on the ball and actively investigating products to determine...
Con artists who make their livings on fraudulent enterprises that scam an unwitting public immediately qualify for a host of descriptive terms, of course.Like dishonest. Immoral. Reprehensible. And, oh yes, smart and enterprising.If there's a buck to be found, it...
It's small wonder that the payday loan industry thrives across the country.Lenders make loans that are generally targeted toward America's most cash-strapped individuals and families. Reportedly, about 70 percent of all borrowers desperately need the quick cash...
You're really not shocked to your core by the above blog headline, are you? In fact, and as a seasoned Pennsylvania consumer used to being a bit skeptical regarding major purchases, you might have even stifled a yawn while reading it. Still, you have a right to be...
Taxes are a subject that most people in Philadelphia would likely prefer to avoid, but ignoring paying taxes can lead to big problems. The Internal Revenue Service and state taxing authorities are powerful collectors. Liens, levies, garnishment, high interest and...
Here's a hypothetical -- and a sure reality that often plays out routinely in American workplaces, as well -- underscoring adverse worker-related outcomes.You've had your eye on that new position, which is attractive because of the challenges and higher pay it offers....
Caveat emptor.Perhaps some legislator on Capitol Hill should offer those words up as an official slogan adopted in the United States, given the sheer proliferation of fraudulent schemes aimed at consumers across the country. Buyer beware, indeed.A snapshot look at...