You can take the man out of the dealer, but you can't take the dealer (delaer fraud) out of the man - or so it seems. The Washington Post recently reported about how a dealer turned Congressman has continued his unscrupulous practices.The post reported that Congress'...
There is a major area of Fair Credit Reporting that most people do not associated with Credit Reporting at all. Many good people are denied employment unlawfully, because of a blemish on his/her criminal record. Usually they did not something immature, rash and stupid...
Far too often, we have heard of abusive debt collection practices here in Philadelphia. Collectors can issue threats, use profanities, make false or misleading statements and harass people at their jobs.The Consumer Financial Protection Bureau recently submitted a...
"A stitch in time saves nine." So goes the old cliché. We suspect many Philadelphia readers are familiar with the phrase. Another one goes, forewarned is forearmed. The idea being that by taking preventive action it is possible to keep bad situations from...
We read recently a letter to the editor of a suburban Philadelphia newspaper. The letter-writer complained that corruption in Pennsylvania has reached epic proportions, from people in state government down to fraud perpetrated on everyday citizens.The writer cites as...
It was more than 50 years ago when a virtually unknown political aide took the automobile industry by storm. Ralph Nader's 1965 book "Unsafe at Any Speed" was a best-seller that turned the consumer protection advocate into a household name.More than half a century...
Most people know Forgery is a crime. Most people don't know that forgery cover more than just fake signatures. Dealers are known for forgery. It is part of their stock and trade.Forgery covers a wide range of misconduct. Under Pennsylvania law, a person is guilty of...
One financial problem can set off a chain reaction of complications that can make a person miserable. The initial problem can be something as simple as a car in need of repairs. The owner then gets a payday loan cover an expected bill of $200. When the repairs are...
This will be the first in a series of blogs explaining the procedural aspects of Certified Pre-Owned programs. I have written about Certifications scams before. You all know it is my experience and opinion that all Certification programs are scams. They are long on...
For most Philadelphia residents, a car purchase is one of the largest transactions they will ever take part in. A lot of money is involved, and for many people, a vehicle is absolutely crucial to holding a job and performing essential household tasks. So it is...