October 2015 Archives

Ways in which a lawyer can help with credit issues

Readers are likely aware of the important role credit reports play in most peoples’ lives. Among other things, a poor credit score could make it difficult to secure loans for large purchases such as cars and homes. It could even impact your ability to get a job. Because of this it is important that when your credit report contains information that results in a lower score, action is taken to promptly resolve it. Residents of Philadelphia and the surrounding area may not know where to start with that or be aware that an attorney may be able to assist them.

Dealer Fraud: Absent or Disabled Airbags

I received another call today about the failure of airbags to deploy during a significant front-end accident. The frontal airbags had not deployed during a moderate to severe accident that destroyed the front-end. My first thought was that the vehicle was probably purchased used, had been involved in a pre-sale collision where the airbags had deployed, and they either were not reinstalled or were disabled during the repair. This is a real problem in the industry and a very troubling form of Repair Fraud and Dealer Fraud.

Dealer Fraud: Best Evidence

This blog is probably long overdue. I talk to numerous consumers everyday about their misadventures with car dealers. There is one very important thing that too many consumers fail to grasp - actually a couple of things.

Bank Fraud and Abuse: CFPB Orders WESTLAKE Stop Illegal Conduct

On October 1, 2015, the Consumer Finance Protection Bureau (CFPB) announced a Consent Order with Westlake Services and Wilshire Consumer Credit. Under the terms of the Consent Order, Westlake/Wilshire will pay $44.1 million in relief to consumers. This is a fantastic development. Bank fraud and abuse runs rampant throughout the industry.

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